Richard Wilcock

Call 2012

wilcock@exchangechambers.co.uk

“He is an excellent advocate who is clear and concise, and builds up an excellent rapport with judges.”

Chambers and Partners 2021
Photo of Richard Wilcock

Credit Hire

Richard has undertaken credit hire litigation for over 20 years, since the days of Giles v Thompson and the start of the long line of appeal court authority which has developed the current jurisprudence in this highly contentious area of practice.

Over the years, Richard has acted for all the credit hire company heavyweights on matters of practice policy and procedure. He has also represented insurance companies in credit hire disputes when issues of fraud and/or exaggeration are suspected.

Richard undertakes non-contentious credit hire work including the drafting of credit hire and credit repair agreements together with storage and recovery contracts.

He has a strong trial practice, representing both claimants and defendants in highly contested disputes, involving enforceability of agreements, needs, period of hire, impecuniosity and rate of hire.

Richard is often asked to provide pre-trial advice to clients on rates assessment reports and their cogency.

Credit Hire Cases

Burdis v Livesey [2002] EWCA 510 (As Solicitor) – The recoverability of repair charges against unenforceable credit repair agreements.