Digby has over 35 years’ experience in insurance law and insurance claims, with wide experience of acting for insureds and insurers in the full range of policy disputes including:
- Employers’ liability insurances
- Public liability insurances
- Professional indemnity insurances
- Property insurances
- Product Liability insurances
- Motor Traders’ insurances
- Payment protection insurances
- Disability insurances
- Motor insurances
He has written several successful textbooks on insurance law (see below), the first published by Butterworths in 1982 and the latest published by Sweet & Maxwell in 2011.
Insurance Cases
EL Trigger Litigation
[2012] UKSC 14 – whether EL policies covered mesothelioma developing in employees many years after exposure to asbestos in the years of coverage.
Rolls Royce Motor Cars v Tyco Fire & Integrated Systems
[2007] BLR 419, [2008] BLR 285 CA – extent of coverage of joint names contractors’ insurance.
Patrick v Royal London Insurance
[2007] Lloyd’s Rep IR 85, CA – interpretation of household policy’s exclusion of wilful acts.
Bolton MBC v MMI & CU Insurance
[2006] 1 WLR 1492, CA – interpretation of PL policy’s coverage of mesothelioma claims – criteria for waiver by election by insurer.
Doheny & Doheny v New India Assurance
[2005] Lloyd’s Rep IR 251, CA – extent of disclosure required by company director when proposing for insurance for his company.
George Hunt Cranes Ltd v Scottish Boiler & General Insurance
[2002] Lloyd’s Rep IR 178, CA – interpretation of policy terms – condition precedent or mere condition – effect of breach.
Adcock v CIS
[2000] Lloyd’s Rep IR 657, CA – when appropriate to award interest on insurance claims and at what rate.
