Digby has over 35 years’ experience in insurance law and insurance claims, with wide experience of acting for insureds and insurers in the full range of policy disputes including:

  • Employers’ liability insurances
  • Public liability insurances
  • Professional indemnity insurances
  • Property insurances
  • Product Liability insurances
  • Motor Traders’ insurances
  • Payment protection insurances
  • Disability insurances
  • Motor insurances

He has written several successful textbooks on insurance law (see below), the first published by Butterworths in 1982 and the latest published by Sweet & Maxwell in 2011.

Insurance Cases

EL Trigger Litigation

[2012] UKSC 14 – whether EL policies covered mesothelioma developing in employees many years after exposure to asbestos in the years of coverage.

Rolls Royce Motor Cars v Tyco Fire & Integrated Systems

[2007] BLR 419, [2008] BLR 285 CA – extent of coverage of joint names contractors’ insurance.

Patrick v Royal London Insurance

[2007] Lloyd’s Rep IR 85, CA – interpretation of household policy’s exclusion of wilful acts.

Bolton MBC v MMI & CU Insurance

[2006] 1 WLR 1492, CA – interpretation of PL policy’s coverage of mesothelioma claims – criteria for waiver by election by insurer.

Doheny & Doheny v New India Assurance

[2005] Lloyd’s Rep IR 251, CA – extent of disclosure required by company director when proposing for insurance for his company.

George Hunt Cranes Ltd v Scottish Boiler & General Insurance

[2002] Lloyd’s Rep IR 178, CA – interpretation of policy terms – condition precedent or mere condition – effect of breach.

Adcock v CIS

[2000] Lloyd’s Rep IR 657, CA – when appropriate to award interest on insurance claims and at what rate.