Exchange Chambers

Andrew Ward

Andrew read law at Jesus College, Oxford University, where he was a Scholar. He also obtained the postgraduate law degree of Bachelor of Civil Law (B.C.L.) at Oxford University.

Andrew’s practice mainly comprises personal injury litigation (as to which please see the Personal Injury section of this website). However, he also has significant experience of insurance policy coverage disputes including advising upon the scope and application of motor, public liability, employers’ liability, jewellers’ block and domestic and commercial property insurance policies. He also acts in insurance brokers’ negligence actions.

In January 2011, he obtained a substantial settlement for the claimant in a professional negligence action against his insurance broker. The claimant’s amusement arcade in Blackpool had been destroyed by an arson attack. The insurer avoided his policy of insurance ab initio on the basis of various alleged material non-disclosures. He brought proceedings against his insurance brokers on the basis that their negligence / breach of contract caused any material non-disclosures to occur. 

His interest in insurance work stems from the two years that he spent at Reynolds Porter Chamberlain LLP (“RPC”) in London between 2004 and 2006. Whilst at RPC, he acted as part of a team representing the insurance broker Benfield in its defence of professional negligence litigation arising from its role in placing a £500m insurance policy on the central fund of Lloyd’s of London which was successfully avoided by the policy’s insurers for material non-disclosure. He also represented the primary and excess layer underwriters in a £14m insurance policy coverage dispute arising from a breach by a firm of solicitors of a warranty contained in its professional indemnity insurance policy.

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